financing

Many of our clients have saved up money to pay for their new outdoor space, or they are refinancing to get the money they need. Hearth* is a great option to bridge the gap between what you can afford and getting everything you want. TWO minutes or less, ZERO impact to your credit score, and ZERO obligation to borrow.

Easy monthly payments

No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront. 

Rates in under 2 minutes

Review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.

Get your money fast

Loans are available in as little as 1-5 business days. If your loan is approved, Hearth’s lending partners can send money to your account within 24 hours.

No prepayment penalties

You can pay off your loan at any time with no fees. Save money by paying off your loan early.

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
† Funding can be as soon as 24 hours and takes 3-5 days on average.
† 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.
‡ Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.